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How To Send Money Within The Philippines For Free

Sending money or transferring money to your loved ones to and within the Philippines is most of the time costly since you need to pay for a transfer fee. Because of this scenario, many companies take that advantages to do business of money transfer and sending money.

In sending or transferring money to or within the Philippines, you can use the service of Western Union, Cebuana Lhuilier, M.Lhuilier or any money transfer companies. By sending money through these companies, they make a profit from the fee they charge to their clients.

Sending money through these companies are reliable and guaranteed. It is safe and fast way to send money your family anywhere in the Philippines provided there is an office near your recipient’s location.

When you send or transfer money using the companies I mentioned above, you need to pay a fee that depends on the amount of money you will send. Obviously, the higher the amount you will send, the higher the fee that will be charged. For the client’s side, it is not good situation since you need to pay a fee.

There are other way to send money within the Philippines without paying for a fee, it is totally free. The only requirement is you need a BPI savings account. Once you have an account, you can apply for a Express Money Order card or Express Cash card. These two cards are like an ATM card but they are not a savings account.

If you want to have these cards, you need to apply for it once you have a BPI account. If you are sending money frequently to your family, Express Money Order is the best choice. You can apply for the card with your relative’s name on the card. Once you have the card, you can give it to your relative and every time you want to send money, you will just send money to his or her Express Money Order card through ATM or online banking.

BPI Express Cash card can be use to send money and buying things in the malls or department stores. It functions like a debit card.

BPI charged P100 for the application of each card with expiration of two and four years for BPI EC card and BPI EMO card, respectively.

If you want to transfer or send money for free to your relatives, you must consider having a BPI savings account and applying for Express Money Order or Express cash card. Only 10 cards will be allowed per each person.

Bert Tenorio loves writing on personal finance, saving and investing. He resides in Korea with his family. For helpful details on how to Send Money to Philippines, please visit Financial Management site, for free financial management articles on saving, investing and make money online.

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